Production
Paddy Project -Shariah-Compliant
This project is structured under a Murabaha (Purchase–Sale) agreement in compliance with Shariah principles. Nexus will purchase paddy and sell it to enlisted merchants. As such, there is no early exit—the investment will remain locked until the project completes, including all phases from procurement to sale.
| Business Type | Production |
|---|---|
| Project Start Date | 2025-01-01 |
| Project End Date | 2025-06-30 |
| Investment Duration | 4 month |
| Investment Target | |
| Raised Amount | ৳0.00 |
| In Waiting | ৳0.00 |
| Minimum Investment | ৳25000.00 |
| ROI | Annually 25% |
| Projected Profit | Excluding Service Charge |
| Status | Open |
Project Overview
1. Contract Type
This project is structured under a Murabaha (Purchase–Sale) agreement in compliance with Shariah principles. Nexus will purchase paddy and sell it to enlisted merchants. As such, there is no early exit—the investment will remain locked until the project completes, including all phases from procurement to sale.
⏳ 2. Investment Duration & Amount
- Total Investment Requirement: BDT 7,500,000
- Minimum Investment Amount: BDT 25,000 (per unit)
- Investment Duration: 4 Months (one Quarter), and 12 Months (annual)
💹 3. Projected ROI (Return on Investment)
- Annual ROI Estimate:
• 7% for a 4-month period (Quarterly)
• 22% for a 12-month period (Annual) - Service Fee:
• A 5% service fee will be applied on the profit only.
4) Investment Part
- The minimum investment required is BDT 25,000 per unit, with the option to invest up to the project limit.
- Halal dividends will be disbursed every four months or annually, depending on the investor's choice.
For example, if someone invests BDT 100,000 (one lakh taka) for 12 months, they will receive a total return of BDT 120,900, where BDT 100,000 is the investment and BDT 20,900 is the halal profit after service charges.
5. Profit & Loss Policy
The Investors are not responsible for any losses after the asset is handed over to approved merchants. However, investors may choose to opt-in to share losses if they wish. This is optional. The project’s estimated risk level is very low—around 2%, and managed through expert cultivation and marketing teams.
6. Contractual Framework
The agreement is structured under a Murabaha (Production-to-Sale) contract. Investors will fund the Paddy cultivation, and Nexus will serve as their agent—managing production, ownership, and eventual sales to listed merchants.
7. Timely Payout Commitment
Internal evaluations suggest that all returns will be disbursed on schedule, barring unforeseen disruptions.
8. Investor Security & Documentation
To ensure transparency and security, Nexus Agro will provide the following:
- Official Murabaha Agreement (Stamped – BDT 300)
- Security cheque
- Payment receipt
- Crop Insurance
