Production
Agro Potato Project
This project follows a Murabaha (Production & Sale) agreement in compliance with Shariah principles. Funds will be used for cultivating and selling potatoes through Nexus Agro. As per the terms, early withdrawal is not permitted, since capital is fully committed until project completion.
| Business Type | Production |
|---|---|
| Project Start Date | 2025-01-01 |
| Project End Date | 2025-06-30 |
| Investment Duration | 4 month |
| Investment Target | |
| Raised Amount | ৳0.00 |
| In Waiting | ৳0.00 |
| Minimum Investment | ৳28500.00 |
| ROI | Annually 25% |
| Projected Profit | Excluding Service Charge |
| Status | Open |
Project Overview
1. Nature of Contract
This project follows a Murabaha (Production & Sale) agreement in compliance with Shariah principles. Funds will be used for cultivating and selling potatoes through Nexus Agro. As per the terms, early withdrawal is not permitted, since capital is fully committed until project completion.
2. Investment Duration & Minimum Amount
- Total Project Size: BDT 17,100,000
- Investment Term: 4 Months or 12 Months
- Minimum Investment: BDT 28,500 (one unit)
- Investors may invest any amount up to the total project value.
3. Return on Investment (ROI)
- Quarterly ROI: 7%, Annual ROI: 22%
- A 5% service charge is applied to profit only, not to the principal.
4. Profit Illustration (7% ROI) for Quarterly and 22% annually (example)
(Includes 5% Service Fee on Profit)
|
Investment |
Gross Profit (7% Quarterly / 22% Annually) |
Service Fee (5% on Profit) |
Net Profit |
Total Return |
|
BDT 28,500 |
1,995 (Q) / 6,270 (Y) |
100 / 314 |
1,895 / 5,956 |
30,395 / 34,456 |
|
BDT 50,000 |
3,500 (Q) / 11,000 (Y) |
175 / 550 |
3,325 / 10,450 |
53,325 / 60,450 |
|
BDT 100,000 |
7,000 (Q) / 22,000 (Y) |
350 / 1,100 |
6,650 / 20,900 |
106,650 / 120,900 |
All returns are Shariah-compliant (halal) profits.
5. Profit & Loss Policy
The Investors are not responsible for any losses after the asset (potatoes) is handed over to approved merchants. However, investors may choose to opt-in to share losses if they wish. This is optional. The project’s estimated risk level is very low—around 2%, and managed through expert cultivation and marketing teams.
6. Contractual Framework
The agreement is structured under a Murabaha (Production-to-Sale) contract. Investors will fund the potato cultivation, and Nexus Agro will serve as their agent—managing production, ownership, and eventual sales to listed merchants.
7. Timely Payout Commitment
Internal evaluations suggest that all returns will be disbursed on schedule, barring unforeseen disruptions.
8. Investor Security & Documentation
To ensure transparency and security, Nexus Agro will provide the following:
- Official Murabaha Agreement (Stamped – BDT 300)
- Security cheque
- Payment receipt
- Crop Insurance
